Underwrite The Boat That's Actually There
Marine Passport brings vessel identity, history, configuration, and reported events together, then our AI-powered intelligence engine explains what they mean in plain English, so lenders and insurers can price risk on verified facts instead of an application's best guess.
The Problem
The application says one thing. The boat may say another.
Loan applications, insurance submissions, and listings routinely misstate a vessel's model, year, or power. Registration records add to the confusion with abbreviated codes instead of model names. When the details are wrong, collateral is misjudged and premiums are priced on the wrong boat.
What We Verify
The facts your decision depends on.
Identity
The HIN, matched against federal documentation and state registration records, including name changes and hailing ports over time.
Model
The builder's marketed model, resolved by our proprietary AI-powered intelligence engine.
Configuration
The factory power options the model was offered with, matched to the vessel's year and model.
History
Registration history, reported activity, damage, and recalls, organized into one record.
Use Cases
Built into the way you already review a vessel.
Loan Origination
Confirm the collateral matches the application before funding.
Applications and listings don't always describe the boat that's actually being financed. Marine Passport resolves the vessel's identity, marketed model, and factory power options from its HIN, then flags in plain English anything that doesn’t add up, so your team can confirm the collateral matches the paperwork before the loan funds. Discrepancies surface at origination, not after closing.
Underwriting
Rate the policy on the vessel's verified configuration.
Premiums depend on what the boat really is: its model, its size, its power, and how it's been used. Marine Passport gives underwriters the vessel's resolved model, factory power options, and record history, then explains in plain English what stands out, from prior saltwater use to applicable recalls, so the policy is rated on the boat that’s actually there, not the applicant's description.
Collateral Review
Check year, model and power against what's being financed.
A vessel's value rides on its year, model, and engine package, and those are the details most often misstated. Marine Passport lays out the resolved model and factory power options alongside the vessel's documentation and registration history, and calls out in plain English where the record raises questions, giving your team a clear basis for comparing what’s being financed against what's on paper.
Claims Review
Start from an organized record of the vessel's identity and history.
When a claim comes in, the first question is what the boat actually was. Marine Passport provides an organized record of the vessel's identity, configuration and reported history, along with plain-English considerations on prior damage, name changes and operating history, so adjusters start from facts instead of reconstructing the boat’s background. That means faster reviews and fewer surprises.
Frequently Asked Questions
Common questions from lenders & insurers.
What does Marine Passport verify?
Why does the exact model matter for lending and insurance?
How reliable are the findings?
Can Marine Passport support our whole team?
Does a report replace a survey or appraisal?
How is Marine Passport different from the boat history reports we use today?
Don't settle for a vessel lookup.
Demand vessel intelligence.
Vessel identity verification
Marketed model resolution
Documentation & registration history
Damage, loss & accidents
Reported activity
Specifications
Factory power options
Maintenance & service guidance
Safety & recall information
Technical resources
AI-powered vessel intelligence
Plain-English buyer considerations
Vessel records, history, specifications, service guidance, and AI-powered intelligence to help you know the boat before you buy it.
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